I was going about 40mph on a 3 lane street, I signaled, merged from the center lane to the right lane. I had about 5 car lengths behind me to the next car, when I get into the lane, I have to slow to a stop, 2 seconds later the car behind me slams into me. The damage is very minimal, but there is damage. I had neck pains and so did my passenger. I filed a damage claim and injury claim. Unfortanately, I didn’t get a police report; I thought it was an easy case since he hit me from behind. But this guy decided to claim that I cut him off and I was not completely in the lane when I was stopped, which is completely false. What should I do? I received a letter to call the California Department of Insurance Claims. Do I have case? I really feel this person should not get away with not paying for the damage to my vehicle because he twisted the story..
Yes I had Geico and in California. Everything was reported to my insurance and I made my statement to their insurance. I received a letter today, 1 month after the accident, that they denied my claim. That I was at fault for doing “an unsafe lane change”. Which is ridiculous! He was claiming that I cut him off and was not completely in the lane. Which is also false. I signaled and merged in the lane, 2-3 seconds later, he hit me from behind. Damage is directly behind me on the right rear bumper, his damage is left front.
I’m just looking to get my car repaired. My neck does and so does my passenger but I can deal with it. I mainly want my car to be repaired at that person’s expense. So what happens after this? Should my insurance provide the next step or do I have to report this to the California Insurance place?