Car-surfing accident claims teen’s life
A 16-year-old boy has died after falling during a car-surfing stunt in suburban Montreal.
Read more on CBC Montreal
Posts Tagged ‘Claims’
Car-surfing accident claims teen’s life
Sunday, September 5th, 2010Steps in Car Accident Insurance Claims
Friday, September 3rd, 2010Car accident is one of the leading causes of personal injury. A few suffer minor injury but almost half of that involved severe injuries, permanent disability and death.
A recent study shows that car accident results thousands of deaths each year. In fact, it is the leading cause of death of people between the age of 6 and 27.
Having been involved in a car accident is a traumatic experience. Aside from the physical pain and suffering, there is emotional distress, loss of income and property damage. All of these constitute financial compensation, which one can recover from the party at fault or from his insurer.
How to determine damages after a car accident
After a car accident, the next thing to do is to ask for compensation for the injury and other damages suffered. With this, the help of a capable car accident insurance lawyer is certainly needed.
The following are the steps to consider in filling your claim.
• Secure a copy of the police report.
• Know what protection your insurance policy will provide.
• Sign a medical release so that a copy of the medical record will be presented to the insurance company.
• Make a claim for physical injuries under medical pay coverage.
• If the other party is at fault, make a claim under the uninsured motorist coverage.
• Secure at least two car repair estimates if your car is totaled.
• Present estimates and allow your car to be photographed.
• Present bills for storage and towing cause.
• Ask your agent to help arrange a temporary substitute vehicle if you have rental reimbursement coverage.
• Notify your agent for any damages discover during the repair.
After filling your claims against the party at fault, you can also file a claim against your insurer. Filling a claim against the latter requires patience and hard work. The following are essential dos and don’ts that will guide you to facilitate your claim.
Do’s
• Do contact your insurance company immediately after the accident.
• Do take time to read your insurance policy. This will guide you on what kind of claim you are covered.
• Do your best to get details of the accident. You can also take pictures of the damaged vehicle or get the number of the witnesses.
• Do make a note of the insurance detail of other persons involved in the accident.
• Do keep a written account of your conversation with the insurance agent and other people involved in the accident.
• Do keep receipts and bills of all expenses incurred in the accident to be presented to your insurer.
• Do be frank and honest to your insurance collector so that your claim will not be denied.
• Do check if you have other insurance policy that provides coverage for the same accident or injury.
• Do consult a car accident insurance lawyer.
Don’ts
• Do not admit any liability. Just stick on the facts without giving any opinion.
• Do not give anything in writing to your insurance officer especially if you do not understand some part of our claim.
• Do not let any time limit of your insurance claim runs out. Most of insurance company provides a period for filling claim after an injury. Do not disregard the period or else your claim will not be considered valid.
• Do not take everything that your insurance agent tells you especially with regard to your claim. Most insurance companies like to settle claims in an amount smaller than that actually suffered.
• Do not sign anything that is a release or a waiver of anything. If you are ask to sign and you are not sure of it call an attorney.
• Do not take a check as a full and final payment unless you are certain that it is a fair compensation of your claim.
For immediate advice and representation on your car accident insurance claim, log on to our website and seek the assistance of our credible California professional car accident lawyers.
Car Accident Injury Claims- More Accidents More Claims
Friday, September 3rd, 2010Population in the universe is in the raise every year, so is the increase of cars, driving license holders, accidents and car accident injury claims. Increase in cars eventually places people in danger with the fast moving and congested traffic. Ultimate result is frequent car accidents, damages, injuries and losses. Inevitable net consequence is drastic increase in car accident injury claims.
No two car accidents are similar, they are unique in nature. Car crash, car wreck and car collision are some of types of car accidents. Further, collision with another car or any other vehicle, lamp post, trees or buildings takes place when the driver looses control over his vehicle. Car accidents are also named as road traffic accidents, traffic collisions, auto accidents, road accidents, motor vehicle accidents and personal injury collisions. Whatever is the name or type of accident, it is the car accident injury claims that play the important role of getting the benefit of compensation to the victim. Car accidents occur owing to a range of reasons like bad road design, vehicle design, under maintained vehicles or driver behaviors.
Car accident injuries affect various parts of the human body. Some of serious injuries are head injuries that may damage the brain, neck injury may result in whiplash injury, back injury that may damage cervical discs and injury to limbs. Car accident injury claim can be made for any of these car accident injuries. However injury claim can be made for minor injuries that also do take place in car accidents.
Insurance for all vehicles are compulsory and the injured has every right for a compensation claim, hence the suffered person should pursue car accident injury claim without any hesitation. Injury claim not only covers the personal injury to the sufferer it also covers loss of income if any because of accident, repair charges of damaged car, hiring charges of replacement car, compensation for pain and suffering resulted in the accident and medical expenses incurred for treatment of injury.
It is important to collect details of evidence for a successful accident injury claim. Most important is to exchange details like name, address, telephone number, car insurance details of accident involved cars and insurance policy number with the opponent. If a witness is available collect his name address and other contact details, photograph of the accident scene if possible, sketch of accident location and any other details that could support as evidence. These details will establish that the accident was due to opponent’s fault and help to pursue the car accident injury claims to get maximum benefit.
Pursuing injury claim is a complicated process involving legal procedures. These procedures need to be handled meticulously and followed for a successful claim. Hiring a solicitor who is a specialist in car accident injury claims will be the best option to deal with the case. Preferably entering into a ‘no win no fee’ contract with the lawyer will be more beneficial. Even though the solicitor give full confidence of winning the case, in the event of the opponent layer outwits, the case may be lost. Under such circumstances also there will not be any lawyer’s fee.
How long after a car accident can someone make insurance claims?
Thursday, September 2nd, 2010I was in a car accident last week. It was my fault. I rear-ended a man in stop and go traffic going approximately 20mph.
Neither one of us wanted to go through insurance, so I said I would try to pay for the damages to his car out of pocket. (He was driving an suv suzuki).
There was a baby in the back seat who appeared to be fine, as did the man. The only damages were to his rear bumper and my front end.
He called me today (a week later) and told me it would be $840 to fix his bumper. I agreed to pay him, but then he said he also expects me to pay $600 for his medical bills.
An hour after the accident he said the baby started to cry so he decided to take his baby and himself to the ER to make sure they were ok.
He told me the doctor said they were fine, and the baby was probably just crying because he was hungry.
Am I responsible to pay his medical bills?!?! I don’t think so, because it’s not like he went to the hospital at the scene of the accident.
I’m not really sure what to do. I’m a student and I’m broke.
Also, it’s been a week… is he still allowed to claim anything on insurance if I don’t pay him?
PLEASE HELP!!!!
Small Claims Court- Will insurance pay for my car accident?
Saturday, August 28th, 2010I’m being sued for my car accident and the Plaintiff wants $7,500 which is way too much, but anyway, I just want to know, if I lose the case, will my Insurance company pay him or will it have to come out of my pocket? I was insured when the accident happened. Also, the plaintiff claims that he contacted me prior to filing a court date but he never did contact me……can I use that against him? I just don’t feel that he deserves that much money. Supposedly his medical bills are $900.00 and car damage is $500….so where does the $7,500 come from? Anyway, I’d appreciate any advice on what I should do. Thank you.
Well, I called my insurance company and was told that he never got paid because they believed that I wasn’t at fault….will they still be paying him? Technically it’s the insurance company’s responsibility to take care of this court stuff because they didn’t pay him :/
btw, the accident was my fault….
oh, and I did report the accident once it happened. That was all taken care of.
cheap car insurance im 19 male 1yr no claims any ideas or websites?
Wednesday, August 25th, 2010i need my insurance to be as cheap as possible any help ? ideas ? any thing lol
any websites or anything to help thank you
i know im in the same boat as everyone but this is worth a try lol
Accident Claims Against an Uninsured or Untraceable Driver
Sunday, August 22nd, 2010Being involved in a car accident is an unfortunate event but what happens when the other driver turns out to have no insurance or even speeds off from the accident scene? Both of these instances are worrying, and even more so, if you or someone else in your vehicle was injured and the uninsured driver was at fault for the accident.
How can you make an accident claim if the other driver is not insured or drives off from the scene? Fortunately, in the UK there is an organisation that can help in these worrying circumstances.
The Motor Insurers Bureau (MIB) was established in 1946 to “compensate the victims of negligent uninsured and untraced motorists “. The MIB is funded by all Motor Insurers in the UK. So all legitimate drivers that pay insurance actually fund the MIB through their premium payments.
So How Does it Work?
First, you need to contact your own insurance company and let them know the circumstances of the accident.
Next set-up a meeting with your local personal injury lawyer / solicitor to make an arrangement for legal expenses insurance to help protect you against legal costs.
Claims can be submitted directly to MIB by the claimant themselves or by a personal injury lawyer / solicitor or by an appointed representative.
You still need to produce evidence that the other uninsured driver was at fault. So start collecting all documentation and evidence to prove that the uninsured driver was at fault for the accident. Police reports, witness statements, pictures of the accident scene (mobile phone cameras are handy for this), Doctors reports, if the vehicle was damaged them get it checked and get estimates of costs involved for repair, if you have been absent from work through an injury – loss of earnings etc…
Please be aware that the MIB is however restricted in compensation payments and has a capped upper limit.
If you were injured by a driver who doesn’t stop then you must report to the Police within 14 days of the accident or if you have been badly injured then as soon as reasonably possible. Then find out if the other driver is in fact insured. You can trace the vehicle through the DVLA. If you cannot trace the driver then still contact your own insurers and let them know the circumstances. You have up to 3 years to make a personal injury claim against an untraceable driver / vehicle.
In any instance we suggest contacting The Injury Lawyers if you are looking to make an accident compensation claim following either an accident with an uninsured driver or a vehicle that sped off from the scene (hit and run).
i got into a car accident weeks ago, should i be talking to the other party’s claims adjuster?
Saturday, August 21st, 2010he wants to know my version of the accident. i already told my claims adjuster what happened. both parties are insured by the same insurance.
Crazy, But True Car Insurance Claims!
Saturday, August 21st, 2010Below are just some of the crazy, but true car insurance claims which Motor Quote Direct’s clients have reported…
When Animals Attack…
A huge variety of animals have been blamed for causing damage to cars, and indeed causing accidents:
”I was passing through a country lane, where a farmer was herding his cows. A couple of them seemed a bit lively, and weren’t particularly keen to be herded where the farmer wanted them to go… Instead they made a bee-line for my car (which had obviously offended them in some way) – and decided to lean, push against and butt it. Despite the farmer’s best efforts to control his cattle, my car suffered several dents and scratches and a wing mirror was knocked clean off!”
”I was sat in a traffic jam, and felt something sort of tickling my leg… I looked down, and screamed – it was a spider. In a blind panic I tried to get it off me, and inadvertently drove into the back of the car in front of me.”
”I was driving down a residential road, when a dog ran out into the road without warning. I swerved and avoiding hitting the dog; but unfortunately hit a lamp post head on.”
”I had taken my cat to the vet in her carrying basket, and left her in the car whilst I made nipped into the supermarket. However the latch on the basket obviously wasn’t closed properly – as the cat escaped the basket and decided to claw and scratch my leather seats to shreds”.
Doing it for the Kids
It seems that children cause their fair share of accidents too -
”My kids were arguing in the back seat, and it was sending me bonkers. I turned round to give them what for, and accidentally got a bit close to a couple of parked cars scraping the full length of them.”
Getting in Deep Trouble
Another common problem seems to be those streets close to rivers which are liable to flooding.
”I’d been driving for a couple of hours and was feeling tired so I pulled over to catch 40 winks. I woke up and was shocked to find water lapping at my feet, inside the car.”
Steve Pratt from Motor Quote Direct says “The stories which come out surrounding people’s car insurance claims never fails to amuse me.”
”It goes to show that the unbelievable really can happen – so it’s important to make sure you’ve got the right car insurance cover”.
Stranger than Fiction
”We’ve seen everything from fruit, to livestock, to freight boxes falling off the lorries and causing damage to people’s cars; you really couldn’t make it up!”
For most car insurers, it is amazing for them to receive the many unbelievable car insurance claims that are launched against their policies. Although they are often bizarre at times, it is a known fact in the insurance industry that people will try to do make whatever claims they can in order to try and ‘joop’ the insurance company with their chosen policies.
You can view further testimonials at http://www.motorquotedirect.co.uk/car-insurance.html
Guide To Accident Claims
Wednesday, August 18th, 2010In today’s fast-moving world, it’s perhaps not surprising that people have accidents. This may be from the normal type of accident that everyone associates with, such as a car accident, to an accident at work, or on your way to work. You may trip on a curb and badly damage your knee or foot; or you may even be hit by falling debris as you walk past a building site.
When accidents happen, they can be costly to you as you could suffer loss of earnings depending on how long you’re off work. Since the majority of companies only allow a certain amount of time off sick before they stop paying you wages, this can lead to financial difficulties fairly quickly. However, thanks to the new legislations that were introduced to allow you to make an accident claim both easier and quicker, this need not be the case.
Many people are dissuaded from making a claim as they feel it is their fault, and that claiming any sort of monetary recompense is morally wrong. However, think of it this way if you’re shopping in a store and you knock something over and break it, you immediately offer to pay for it, as you were at fault, not the shop owner. This is exactly the same as being involved in an accident you are the damaged item, so the other person should be paying for your repair.
Another reason to make a claim is that if the accident is of a sufficient level of seriousness, it may lead to ongoing pain and rehabilitation for you. If you suffer broken bones, for instance, you will more than likely need to go through painful physiotherapy and require painkillers, all of which costs money.
If the accident results in you being so badly injured that you have to deal with a long-term solution, you are going to need money to ensure that your everyday life is not affected too much. Even simple things, like not being able to go on vacation since your treatment is twice-weekly, can lead to depression and misery, so the very least that you should be doing is making a claim to help you through this period.
Once you’ve decided to make a claim, you should see a specialist solicitor whose field of expertise is in accident claims. Not only will he or she know whether you’re applicable for a claim itself, but they can also advise you of how much you should be looking to settle for. Don’t be afraid to ask for their credentials and success rates in similar cases if they are of reputable concern, they will happily show you this information. Although it may take time and not be without a little suffering, the end result will be worth it in the end and help ease both the physical and emotional impact and accident can have on you.
